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How I Saved £751 On My Holiday

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The Right Financial Decision

Published in Travel on 11 July 2008

Donna Werbner set herself a mission: to cut the costs of her summer holiday, using only the internet - and a Foolish nose for a bargain!

Suitcase: check. Long-suffering boyfriend: check. Spending money: umm...

I’m going on holiday next week, which is all well and good except for the fact that I’m also trying to save 25% of my net income every month. And unfortunately, saving and holidaying don’t go together well.

So this week, I set myself a mission: to cut the cost of my holiday as much as possible.

Here’s how I saved hundreds and hundreds of pounds -- using only the internet and keenly-developed Foolish nose for a bargain.

Transport

We’re off to the Emerald Isle, where I’m told leprechauns dance and four leaf clovers abound -- especially after a couple of pints of Guinness! So my first challenge was to figure out whether we would be better off going by ferry or by plane to Dublin.

Personally, I assumed the ferry would be cheaper. We’re planning a bit of a road trip, and by taking my mother’s banged-up Peugeot on the ferry, we would save on car hire costs too.

I was shocked to discover that the cheapest ferry fare I could find going from Liverpool to Dublin next week was an eye-popping £277. On top of that, we’d incur train costs to pick up the car from my folks and then petrol costs to drive to Liverpool. And then we’d have to add on the costs of international car insurance, along with Irish car breakdown cover. Ouch!

Flights from London were much more reasonable. I shopped around, using several flight comparison sites, and found Aer Lingus was offering return flights for around £100 each (including taxes). But none of the sites I used included any information from budget airlines Ryanair and easyjet. 

So I tried them both directly and discovered I could get two return flights for just £50 from Ryanair! Bargain, I thought… but then came all the charges.

 

Charge

Cost

Taxes

£48.52

2 passenger bags

£32

2 Airport check-ins (compulsory if you have a bag)

£16

Paying by debit card

£4.80

 

This brought the grand total for two return flights to £151.32, with the charges adding an extra 51% to the fares! While it was still the cheapest deal I could find, I was not impressed, especially since the fees seemed unavoidable.

Or so I thought. Actually, I could have probably persuaded my much better half to share a large single bag with me, cutting our check-in and luggage costs in half -- a saving of £24.

Unfortunately, I didn’t think of this until a smart-alec… sorry, a kind friend…. pointed it out to me in the pub.  And Ryanair charges are non-refundable. Damn.

TOTAL SAVING: £402.68

TOTAL LOSS: £24

Car hire

The next step was to book some cheap car hire for our 11-day trip. Again, I used several different car rental comparison sites to compare prices.

What kind of car should I go for? Some of the sites I used automatically ticked the boxes for air conditioning and an automatic transmission -- which meant I could only find cars that cost around £31 a day (around £350).

By un-ticking these boxes, however, I could find much cheaper cars. The best deal was from easycar, at a cost of just £12.35 a day, plus a £0.99 booking charge.

And, because I booked it via Quidco, a cashback website, I managed to reduce this by 9%, saving me £12.31 and bringing the total cost down to £123.54.

However, I’ve just run a new search on carrentals.co.uk today, three days before our trip, and it seems that waiting until now to book would have netted even more savings. A car is now available from 121carhire.com for just £115. Bummer.

TOTAL SAVING: £226.46

TOTAL LOSS: £8.46

But at least I can save on the excess damage waiver. This is insurance against having to pay the excess on the car if we damage it. Personally, I’d never hire a car without it, because you never know whether you will be blamed for a dent caused by the previous renter, which went unnoticed.

If I’d waited to buy this at Dublin airport, it would have cost me £11.50 a day (so £126.50 in total). If I’d opted to buy it direct from Ryanair, it would have cost me £5.99 a day (so £65.89 in total). Instead I bought it from carhire-excess-insurance.com for just £1.90 a day (just £20.90 in total).

TOTAL SAVING: £105.60

Holiday cash

What about my holiday cash? If I picked it up from the airport, the exchange rate would be €1.17 for £1. But after reading my Foolish friend Jane Baker’s article, The Cheapest Place To Get Your Holiday Cash, I decided to head over to a nearby Marks & Spencer Bureau de Change for my Euros. The exchange rate there was higher at €1.20 per £1, but more importantly, because I exchanged £250, I got a £10 M&S voucher for free.

TOTAL SAVING: £16.40

And finally….

My final money-saving move was to call up my mobile phone provider, O2, and ask them whether I could save any money on my phone-bills while I was abroad. Turns out I could add an ‘Ireland bolt-on’, for free, which would reduce the cost of my calls by 10p a minute. (Read Don’t Get Stung By Your Mobile Phone Abroad for more tips like this.) Probably won’t save me much, but I just love getting something for nothing all the same.

So how much did I manage to save in total? An incredible £751.14! Woo-hoo!

Sadly, I also missed out on around £32.46 of savings that were potentially available – so I could have done even better. (Sigh.) I’m trying not to beat myself up about this too much though… And at least the savings will make my long-suffering boyfriend happy!

How about you? Do you have any money-saving holiday tips for your fellow Fools? Which websites would you particularly recommend if you’re trying to plan a holiday like mine? Please share your tips using the comments box below!

More: Pay Nothing For Your Holiday!

> Compare travel insurance quotes at Fool.co.uk

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Comments

The opinions expressed here are those of the individual writers and are not representative of The Motley Fool. If you spot any comments that are unsuitable hit the flag to alert our moderators.

serialsaver 12 Jul 2008, 5:41am

I just had a look for flights to Dublin with Ryanair and within seconds found these returns
Going Out (Web Fare)
1 Adult @ 0.00 GBP 0.00 GBP
Taxes/Fees details 9.99 GBP
Coming Back (Web Fare)
1 Adult @ 0.00 GBP 0.00 GBP
Taxes/Fees details 9.99 GBP
Total Cost of Flight 19.98 GBP

Must try harder. Ha ha

realistic100 12 Jul 2008, 6:21am

Yes, Serialsaver, you can fly for next to nothing, but who wants to fly at 4:30am with 2 kids, baby vomit all over you and a toddler hanging off you, screaming like a Ozzie rugby supporter for sole attention?
Been there, done it. But great article, especially the part about the waiver excess for cars!
I will remember next time!

drouthyneebor 12 Jul 2008, 7:43am

Just got back from our holidays. It was a Baltic Cruise. By using a travel agent in Houston, Texas, we saved £300 each, partly due to the exchange rate, partly due to discounting in the States where the economy is spluttering.

22alexandra 12 Jul 2008, 8:23am

Another tip is not to buy anything in the duty free shops, they are all more expensive than the
high st shops. We seem to think its glamorous in there & we all seem to lose our self realism so start splashing on things we don't need.
Keep Out you have been warned.
Alexandra

Tamannie 12 Jul 2008, 9:24am

Ryanair won't let you share a bag...

if you'd done that, you'd have been charged for whatever you were over 15kg at £5 odds per kilo...

geebee0 12 Jul 2008, 9:28am

If you get your holiday money in advance from dealer, great savings can be made. When I go long haul on a planned journeyI order foreign currency months in advance and get it free of charges at a great rate. Try it and prosper.

nqsenile 12 Jul 2008, 9:52am

Why eye drouthyneebor ! Please let us know the name of the Texan cruise agent. From time to time I get a list from a US agent with eyewateringly low prices, c $50 per day but only port to port. Y'aal have a nice day now.

littlemissleah 12 Jul 2008, 9:54am

If you are going away for only a few days then you get a very generous 10kg hand luggage allowance with Ryanair. The small trolley suitcase comes within the dimensions allowed on the plane. Therefore no hold luggage means no baggage charge and also means you can queue jump by checking in online and saving even more cash. Have done this on trips to both Dublin and Barcelona with Ryanair... Also the cheap flights with them aren't only at silly hours of the day. A recent promotion meant 2 return flights to Dublin with hand luggage with both flights being around lunchtime came to a staggering £0.04 (no card charges as other half has a Visa Electron) Bargain!

lazban 12 Jul 2008, 10:03am

Why bother ordering euros in advance or using M&S etc. With a Nationwide Flexaccount Visa Card you never pay any charges and always get the commercial (rather than tourist) exchange rate.

Siwan1963 12 Jul 2008, 12:02pm

So can anyone explain to me why we are charged for paying by debit card? The money is immediately taken from ones account to other account.
If there is no other alternative this should be incorporated into headline price!

aaaadorable 12 Jul 2008, 12:22pm

I saw this on another board recently. Couldn't put it better myself:

"I think it's a con by Ryanair to put hidden costs into tickets. They have to legally have a low cost option for buying tickets, so they choose a card virtually nobody has so that nobody can get the advertised prices. Someone ought to take them to court and see whether there is any basis for the difference in charges between an Electron and any other debit card."

johnthebookie 12 Jul 2008, 12:40pm

Tamannie-I don't think that's quite true. I think what they mean is that you can't pack one bag AND claim twice the luggage allowance-but their wording is quite crafty obviously, as it makes them more money. After all when you check in, Ryanair don't actually know whose contents are in the bag. I'm sure If you can pack one suitcase with shared contents, and it weighs in under the allowance, then I can't see what their problem is. Can anyone else shed any light on this? Thanks.

jonnie2thumbs 12 Jul 2008, 12:50pm

Why not save another £500 by not going anywhere??

Or are you one of these people that HAS to have your little 'luxuries' to make life worth living?

tangerinemachine 12 Jul 2008, 2:12pm

Based on this rationale (i.e. comparing what you paid with the maximum alternative) then I just saved a whopping £10,000 by walking to the shops rather than chartering a private helicopter. Who knew saving could be so easy, and yet so much fun?
;o)

MagdaDH 12 Jul 2008, 8:15pm

Well. Yes. So you managed to save £400 of plane tickets to Ireland, home of cheap airlines, by ...erm, using a cheap airline? And you managed to save £200 on car hire by hiring a car with a lower spec? I didn't realise there were any people who actually took cash abroad still... In all honesty, apart from the damage waiver which I never thought about getting separately, not very impressive at all.

Skyscanner.com searches all connections, particularly cheap airlines (though Ryanair itself occasionally disappears from its listings) and presents them for a whole month if you wish (you need to make sure price is live and not 3 days old before gettinge excited). It's actually excellent (though not perfect) at interlining (looking for non-direct flights with 2 or more different airlines).

10kg per person (allowed on board, and saving the bag fee and the airport checkin fee) should be perfectly enough for any normal holiday, and you are also allowed a handbag or a laptop bag (I am not certain whether the laptop bag has to contain a laptop...)

Visa Electron which incurrs no charges comes with lots of simple cash card current accounts so if flying cheap airlines a lot, get one and transfer money a few days before the ticket purchase.

For maximum saving (for a little bit more hassle booking): if you definitely need a bag checked in, book seperately: one person does the online check-in, the other pays for a bag & the airport check-in. Saves £4.

drouthyneebor 12 Jul 2008, 11:03pm

For nqsenile

www.vacationstogo.com - Ask for Armand. If you wait until the last minute, you can get even better reductions

overover 12 Jul 2008, 11:54pm

When travelling to the USA and hiring a car, book in advance with holidayautos or autosabroad. They include insurance which can double your costs with other companies. Also if staying at a larger hotel that provides transfers, use it and arrange to collect and return your hire car to an off airport location. This saved us £25 on two week hire.
And it wont save you anything only hassle, but do not believe all the hype, except for car hire and hotels, which you have of course already arranged, then cash is king.
Happy holidays !

Steve9989 13 Jul 2008, 12:44am

Ryanair will not let any bag weight more than 15 kg. Even passengers travelling together cannot share their allowance. They actually made us transfer stuff from one bag into another at the check-in desk recently, despite the fact that the total weight was exactly the same.
MagdaDH - You are NOT allowed to take a handbag or laptop bag in addition to your 10 kg hand luggage - one bag only from British airports. And don't forget your 10 kg includes the weight of the bag itself, so I really don't think 10 kg is sufficient for any holiday over a couple of days.

solsaks 13 Jul 2008, 12:10pm

For the past few months, I have been using alternative forms of travel as airports are so much hassle. So far I have paid a visit my sister in Liverpool; cost of travel, Cambridge to Liverpool RETURN via National Express coaches, £11!!! And I often use the National Express Fun Fare to get to London, for the princely sum of £1 each way. Although the coach might seem to take longer, by the time you factor in airport check-in/security queues, plus the additional charges for luggage(NE has a generous two-bag allowance, at no extra cost)the coach doesn't seem such a bad option, for domestic travel at least.
My next goal is Paris, by coach.

Elfinrob 13 Jul 2008, 12:27pm

Must endorse the previous comment re Nationwide. Just back from ten days in France, obtained all my euros from cash machines using my Nationwide Debit Card, all converted at the commercial rate with no loading, and no commission. (1.26... euro per pound)
Travelled with Jet2 for first time, very impressed, clean aircraft with professional and efficient crew on both legs, and very competitive fare.

Lamegrapefruit 13 Jul 2008, 1:13pm

Have used Ryanair once. Took only hand luggage and didn't buy anyhing on the plane. On the return they walked out late with the priority queue board and a scrum developed to get in the appropriate queue. They then turned it around. Total chaos. We used Tesco vouchers to go to Ireland by Stena. This meant the cost was a quarter of the normal charge,we could take as much luggage in our car as we wanted and didn't need to hire a car when we arrived.

pingu45 14 Jul 2008, 9:14am

You need to remember that Ryanair cancel flights at the drop of a hat! Usual pretence is that there is a fault with the aircraft. The fault I suspect is that not all the seats are full!!
If you then have to wait until the next day for a flight or the flight is very much more expensive - you end up not saving anything.
It is quite a regular occurrence.

Zoki08 14 Jul 2008, 11:09am

Re Steve9989

You have been allowed more than one item of hand luggage since January.

See: http://www.dft.gov.uk/transportforyou/airtravel/airportsecurity/

and the link from there:

http://www.dft.gov.uk/transportforyou/airtravel/airportsecurity/cabinbaggage

Of course, the airlines themselves may have a different policy.

smooge 14 Jul 2008, 12:17pm

To Zoki08 - Only a few (about 4?) UK airports reverted to two items of hand luggage in January - I checked because I went away in May. Bristol and the majority of other UK airports still allow one bag only in the cabin.

scepticallady 16 Jul 2008, 11:59am

Going back to the original report surely when taking the car on the ferry the cost would be inclusive of passengers and luggage so there would only be one cost of £227 and not two costs. Also because of having the car with you there would be no need to add on the cost of car hire etc. Thus the total saving would not be so large. i.e. te saving of flights versus ferry would be £75.68. I suggest to anyone taking a car over to Eire have as little fuel in your car as possible/safe when going there as fuel is quite a bit cheaper in Eire, and fill basically to the brim when returning. Saves a few quid. Remember booze is a lot dearer in Eire as are newspapers, detergents, loo rolls and some foods. I used to live there so know what we crossed the border for!!!

smibber 16 Jul 2008, 4:37pm

Just a quick note, the excess damage waiver insurance sold at www.carhire-excess-insurance.com only cover rentals outside the UK unless you take the 'home country' option which itself only covers hires 150km or more from your home - beware !

5753225 16 Jul 2008, 8:21pm

If you'd booked ahead, you could have flown with Ryanair more cheaply. You could have applied for a Ryanair credit card, and saved the credit card fee. Similarly, if you had booked early with Irish Ferries you could have got a 99Euro passage along with your car.

irenevassi 21 Jul 2008, 10:39am

Some gold and platinum credit cards provide car insurance if you pay for a car hire with the card

Schnurrbs 21 Jul 2008, 7:07pm

Somebody mentioned skyscanner.net as a good site for finding cheap flights. I've found another site Kayak.co.uk which has even more flexibility - you can specify arrival/departure times and even look to see if there are flights to/from nearby airports that are cheaper. Doesn't seem to list all the budget airlines so use it in conjunction with Skyscanner to cover all your bases. It will also send you daily email alerts - saved a mate £54 yesterday thanks to one of those coming through

weereilly 08 Aug 2008, 5:17am

Ryan Air update:

2 one-way flights inc. taxes: £120.86
2 Airport Check-in fees: £8.00
2 checked bags, paid online: £16.00
Debit card fee: £4.00
Debit card fee: £4.00

Booked 4th August 2008

Double-checked their terms and conditions and that's right, folks - one debit card charge per PERSON per one-way flight!

Also, online check-in was invented to save the airline time in administrative tasks. Since Ryan Air has changed its ts&cs, only businessmen with a laptop and the suit they stand up in can check-in online!

They are the only airline who fly direct from Scotland to Rome, but I'm completely scunnered (Scots for sickened) by their nonsense and their petty charges and I won't be using them again.

I found a great cheap airline for the next leg of my holiday - vueling.com - got a great deal on a flight from Rome Fiumicino to Barcelona el Prat and flyglobespan.com will get me home from Barcelona el Prat straight to Glasgow International for a modest fee - no dragging my weary carcass home to the Dear Green Place from Ryan Air's Prestwick outpost. Why can Vueling and Globespan fly from international airports at budget prices when Ryan Air clearly can't?

Next time I visit the Eternal City, I suppose I'll have to suffer a BA flight via London. Or perhaps I'll fly globespan to Spain first, then onto Italy with Vueling.

I hope someone else learns from my mistakes!

Happy Holidays!

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